{
  "schemaVersion": 1,
  "updated": "2026-11-07T22:27:37.556369+01:00",
  "method": "Månedlige maksimumfald i S&P Dow Jones Indices’ Exhibit 11, sep. 1999–feb. 2022. Indeksprocenter fra udbyderens tabel, ikke et DKK-afkast. Den hentede tabeltekst angiver ikke særskilt pris-/totalafkastkonventionen for netop denne tabel; der gættes ikke på udbytter. Historiske indeksserier kan være backtestede. Ikke daglige toppe/bunde. Ingen valutamodel eller personligt pensionsafkast. Nye amerikanske scenarier: daglige officielle lukkekursniveauer for prisindeks, leveret af Yahoo Finance (ikke totalafkast eller intradag). 2000-vindue: 01.01.2000–31.10.2002; 2008-vindue: 01.01.2007–31.03.2009. Top = højeste luk; bund = laveste efterfølgende luk i vinduet. Hele den dokumenterede børsnoterede aktieandel × indeksfald / 100, uanset navne i toplisten. IT-scenariet bruger derimod kun den dokumenterede IT-andel af listen. Ingen beta, valutamodel eller fald på øvrige aktiver.",
  "scenarios": [
    {
      "id": "it-2000",
      "group": "it",
      "title": "IT · 2000–2002",
      "indexName": "S&P Global 1200 Information Technology",
      "peakDate": "2000-03-31",
      "troughDate": "2002-09-30",
      "declinePct": 79.68,
      "sourceUrl": "https://www.spglobal.com/spdji/en/documents/education/education-global-sector-primer-series-information-technology.pdf",
      "sourceExhibit": 11,
      "retrievedAt": "2026-11-07T21:05:22.188348+01:00"
    },
    {
      "id": "financials-2008",
      "group": "financials",
      "title": "Finans · 2007–2009",
      "indexName": "S&P Global 1200 Financials",
      "peakDate": "2007-05-31",
      "troughDate": "2009-02-27",
      "declinePct": 73.47,
      "sourceUrl": "https://www.spglobal.com/spdji/en/documents/education/education-global-sector-primer-series-information-technology.pdf",
      "sourceExhibit": 11,
      "retrievedAt": "2026-11-07T21:05:22.188348+01:00"
    },
    {
      "id": "broad-2008",
      "group": "broad",
      "title": "Hele listen · 2007–2009",
      "indexName": "S&P Global 1200",
      "peakDate": "2007-10-31",
      "troughDate": "2009-02-27",
      "declinePct": 53.9,
      "sourceUrl": "https://www.spglobal.com/spdji/en/documents/education/education-global-sector-primer-series-information-technology.pdf",
      "sourceExhibit": 11,
      "retrievedAt": "2026-11-07T21:05:22.188348+01:00"
    },
    {
      "id": "sp500-2008",
      "group": "broad",
      "title": "2008 · S&P 500",
      "indexName": "S&P 500",
      "peakDate": "2007-10-09",
      "peakClose": 1565.15,
      "troughDate": "2009-03-09",
      "troughClose": 676.53,
      "declinePct": 56.77538894035716,
      "frequency": "daily-close",
      "returnType": "price",
      "method": "full-listed-equity",
      "crisis": "2008",
      "windowStart": "2007-01-01",
      "windowEnd": "2009-03-31",
      "sourceUrl": "https://query1.finance.yahoo.com/v8/finance/chart/%5EGSPC?period1=915148800&period2=1238544000&interval=1d",
      "sourceLabel": "Yahoo Finance · officielle indekslukkekurser",
      "historyUrl": "https://finance.yahoo.com/quote/%5EGSPC/history/",
      "retrievedAt": "2026-11-07T22:27:37.556369+01:00"
    },
    {
      "id": "nasdaq-2008",
      "group": "broad",
      "title": "2008 · Nasdaq Composite",
      "indexName": "Nasdaq Composite",
      "peakDate": "2007-10-31",
      "peakClose": 2859.12,
      "troughDate": "2009-03-09",
      "troughClose": 1268.64,
      "declinePct": 55.62830521279274,
      "frequency": "daily-close",
      "returnType": "price",
      "method": "full-listed-equity",
      "crisis": "2008",
      "windowStart": "2007-01-01",
      "windowEnd": "2009-03-31",
      "sourceUrl": "https://query1.finance.yahoo.com/v8/finance/chart/%5EIXIC?period1=915148800&period2=1238544000&interval=1d",
      "sourceLabel": "Yahoo Finance · officielle indekslukkekurser",
      "historyUrl": "https://finance.yahoo.com/quote/%5EIXIC/history/",
      "retrievedAt": "2026-11-07T22:27:37.556369+01:00"
    },
    {
      "id": "dow-2008",
      "group": "broad",
      "title": "2008 · Dow Jones Industrial Average",
      "indexName": "Dow Jones Industrial Average",
      "peakDate": "2007-10-09",
      "peakClose": 14164.53,
      "troughDate": "2009-03-09",
      "troughClose": 6547.05,
      "declinePct": 53.778558130767486,
      "frequency": "daily-close",
      "returnType": "price",
      "method": "full-listed-equity",
      "crisis": "2008",
      "windowStart": "2007-01-01",
      "windowEnd": "2009-03-31",
      "sourceUrl": "https://query1.finance.yahoo.com/v8/finance/chart/%5EDJI?period1=915148800&period2=1238544000&interval=1d",
      "sourceLabel": "Yahoo Finance · officielle indekslukkekurser",
      "historyUrl": "https://finance.yahoo.com/quote/%5EDJI/history/",
      "retrievedAt": "2026-11-07T22:27:37.556369+01:00"
    },
    {
      "id": "sp500-2000",
      "group": "broad",
      "title": "2000 · S&P 500",
      "indexName": "S&P 500",
      "peakDate": "2000-03-24",
      "peakClose": 1527.46,
      "troughDate": "2002-10-09",
      "troughClose": 776.76,
      "declinePct": 49.146949838293644,
      "frequency": "daily-close",
      "returnType": "price",
      "method": "full-listed-equity",
      "crisis": "2000",
      "windowStart": "2000-01-01",
      "windowEnd": "2002-10-31",
      "sourceUrl": "https://query1.finance.yahoo.com/v8/finance/chart/%5EGSPC?period1=915148800&period2=1238544000&interval=1d",
      "sourceLabel": "Yahoo Finance · officielle indekslukkekurser",
      "historyUrl": "https://finance.yahoo.com/quote/%5EGSPC/history/",
      "retrievedAt": "2026-11-07T22:27:37.556369+01:00"
    },
    {
      "id": "nasdaq-2000",
      "group": "broad",
      "title": "2000 · Nasdaq Composite",
      "indexName": "Nasdaq Composite",
      "peakDate": "2000-03-10",
      "peakClose": 5048.62,
      "troughDate": "2002-10-09",
      "troughClose": 1114.11,
      "declinePct": 77.93238548355788,
      "frequency": "daily-close",
      "returnType": "price",
      "method": "full-listed-equity",
      "crisis": "2000",
      "windowStart": "2000-01-01",
      "windowEnd": "2002-10-31",
      "sourceUrl": "https://query1.finance.yahoo.com/v8/finance/chart/%5EIXIC?period1=915148800&period2=1238544000&interval=1d",
      "sourceLabel": "Yahoo Finance · officielle indekslukkekurser",
      "historyUrl": "https://finance.yahoo.com/quote/%5EIXIC/history/",
      "retrievedAt": "2026-11-07T22:27:37.556369+01:00"
    },
    {
      "id": "dow-2000",
      "group": "broad",
      "title": "2000 · Dow Jones Industrial Average",
      "indexName": "Dow Jones Industrial Average",
      "peakDate": "2000-01-14",
      "peakClose": 11722.98,
      "troughDate": "2002-10-09",
      "troughClose": 7286.27,
      "declinePct": 37.84626434575509,
      "frequency": "daily-close",
      "returnType": "price",
      "method": "full-listed-equity",
      "crisis": "2000",
      "windowStart": "2000-01-01",
      "windowEnd": "2002-10-31",
      "sourceUrl": "https://query1.finance.yahoo.com/v8/finance/chart/%5EDJI?period1=915148800&period2=1238544000&interval=1d",
      "sourceLabel": "Yahoo Finance · officielle indekslukkekurser",
      "historyUrl": "https://finance.yahoo.com/quote/%5EDJI/history/",
      "retrievedAt": "2026-11-07T22:27:37.556369+01:00"
    }
  ],
  "bondReturns2008": {
    "period": "calendar-2008",
    "notPeakToTrough": true,
    "doNotMultiplyByCurrentWeights": true,
    "retrievedAt": "2026-11-07T22:57:11.155910+01:00",
    "source": {
      "label": "Finanstilsynet, Markedsudvikling 2008 for livsforsikringsselskaber og tværgående pensionskasser, tabel 4",
      "url": "https://cdn.finanstilsynet.dk/finanstilsynet/media/13597/MU2008_LIVPEN.pdf"
    },
    "rows": [
      {
        "id": "govt-zone-a",
        "label": "Statsobligationer (zone A)",
        "returnPct": 15.84
      },
      {
        "id": "mortgage",
        "label": "Realkreditobligationer",
        "returnPct": 6.92
      },
      {
        "id": "inflation-linked",
        "label": "Indeksobligationer",
        "returnPct": 5.96
      },
      {
        "id": "credit-ig",
        "label": "Kreditobligationer investment grade",
        "returnPct": -6.31
      },
      {
        "id": "credit-non-ig-em",
        "label": "Kreditobligationer non-IG samt emerging markets",
        "returnPct": -22.26
      },
      {
        "id": "other-bonds",
        "label": "Andre obligationer",
        "returnPct": -13.98
      },
      {
        "id": "bonds-total",
        "label": "Obligationer i alt",
        "returnPct": 3.46
      }
    ],
    "equityComparisonSameTable": [
      {
        "id": "dk-listed",
        "label": "Børsnoterede danske aktier",
        "returnPct": -43.83
      },
      {
        "id": "foreign-listed",
        "label": "Børsnoterede udenlandske kapitalandele",
        "returnPct": -40.75
      }
    ],
    "usBarclays": {
      "retrievedAt": "2026-11-07T22:52:00+01:00",
      "source": {
        "label": "New Jersey Division of Investment, 2008 Returns by Asset Class, citerer Barclays",
        "url": "https://www.nj.gov/treasury/doinvest/pdf/FixedIncomePortfolio.pdf"
      },
      "rows": [
        {
          "id": "us-treasury",
          "label": "Barclays Treasury",
          "returnPct": 13.74
        },
        {
          "id": "us-ig",
          "label": "Barclays investment grade corporates",
          "returnPct": -4.94
        },
        {
          "id": "us-hy",
          "label": "Barclays High Yield",
          "returnPct": -26.16
        }
      ]
    }
  }
}